This Week's Focus

Week 4: The Top 5 HRA Objections — Crushed.

Welcome to Week 4 of the Q4 EBA&M Boot Camp.

When it comes to HRAs and MERPs, questions often come up:

“How does it work?”

“Will the carrier support it?”

“Will employees understand it?"

“Is it worth the investment?”

These aren’t roadblocks — they’re opportunities for clarity.


We’ve Heard It All. Here’s How We Deliver

At EBA&M, we work hand-in-hand with brokers to create solutions that drive results. Our partners know we deliver the strongest return on investment through smarter strategies, better tools, and lasting client satisfaction.

That includes:

  • Training for your team
  • Support for quoting, strategy, and renewals
  • Employee education tools (in English & Spanish)
  • Clear and Transparent claims data
  • Plan designs that align with every major carrier


Ready to Talk Through It?

With the right conversation, what once felt uncertain often turns into a clear “YES.” This Q4, let’s explore how a MERP or HRA can deliver real wins for your clients!

Schedule a strategy call with our team.

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This Week’s Download

📄 Top 5 Objections – Broker Response Guide
A quick one-pager that turns hesitation into confidence. Perfect to keep handy during quoting season.

File upload

Top 5 Objections.pdf

186.9 KB

Week 3



Week 5

📧 Contact: sales@ebam.com
📅 Book a 15-min strategy call:


EBA&M

18952 MacArthur Blvd. Suite 4A, Irvine, CA 92612

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